Drop your declarations page or answer a few questions. In sixty seconds, ARIA names the exclusions hiding in your current policies, shows you what companies your size actually carry, and tells you which of 150+ carriers want to compete for your business. Every gap cited to the policy page. A licensed Risk Strategist signs off before any policy binds. Mid-market and large-enterprise commercial insurance only.
Hi. I'm ARIA, an AI Risk Intelligence Advisor specialized in commercial insurance. To find what's missing in yours, I need a few quick answers. What does your business do?
A finance leader asks what happens to the board in a $10M lawsuit. ARIA reads the policy, names the layer that breaks, prices the fix, and surfaces the carriers in appetite. Cited to the policy page, in under a minute. A licensed Risk Strategist signs off before anything binds. ARIA never places coverage alone.
Illustrative scenario · Analytical insights, not coverage advice. Your advisor signs every bind.
ARIA reads your policies. A dashboard your CFO logs into. A carrier pipeline that shops the whole market in real time. All of it built to run together, and yours from the day RiskMind binds your first coverage.
Your ransomware coverage voids on a sanctioned-actor attribution. Estimated uncovered exposure: $5M.
Five steps. No email required to see the first three. No sales call until you ask for one. Every step has a clear time cost, a specific output, and a single person accountable for what happens next. Ryan Gaston signs every placement.
Five fields: company name, industry, annual revenue, employee count, and the coverage you're most worried about. No email required. No account created. Sixty seconds, start to finish.
ARIA returns a coverage adequacy score for your industry and revenue band, the three gaps that hit companies like yours most often, and the typical premium range a peer would expect. All before you've handed over a single piece of information.
If the archetype caught your attention, upload your dec page, ACORD application, or full policy PDF. ARIA reads it line by line and replaces every illustrative number with findings cited to your specific policy pages. Typically in under ten minutes.
Your assigned Risk Strategist, Ryan Gaston, personally reviews ARIA's findings. He confirms the gaps, prioritizes the ones worth acting on, and flags anything that needs a conversation before market. You hear from him inside four business hours.
One submission routes to the 4–7 carriers most likely to compete for your business. You watch the live pipeline. Who has your file, who's indicated, who's quoted, who declined and why. Ryan negotiates the terms and signs the bind. You never sign coverage you didn't approve.
ARIA matches your industry, revenue band, and coverage mix against every carrier in the network and surfaces the four to seven most likely to compete. Below, a sample of that appetite by coverage.
ARIA reads the structural exposures differently at $50M, at $500M, and at $2B. Three tiers, three coverage architectures, three sets of carriers ARIA brings to the table. Mid-market through complex enterprise. Commercial only. Every policy signed off by a licensed Risk Strategist before it binds.
Multi-state operations, mature finance, real risk budget. The point in a company's arc where the whole carrier market shopping every renewal starts to matter. Where named-advocate accountability becomes a board-level expectation.
Full stack. Umbrella. WC. International.
Board-governed, multi-entity, public-readiness in motion. Side-A DIC, securities-class-action defense, M&A reps, complex international. You need a partner that operates at the level of your finance and legal teams.
Side-A DIC. Reps & Warranties. D&O excess. Crime.
Public boards, global operations, regulatory scrutiny. Captive structures, parametric layers, claims advocates embedded with your finance team. The advisor relationship is at the level of your audit firm and outside counsel.
Captives. Parametric. Side-A. Global coverage.
A renewal quote that lands two weeks before expiration is not a strategy, it is a deadline. One agent of record signature moves your account today, and from then on your expiration date runs this calendar. Read each step and ask whether it happened on your last renewal.
The agent of record letter moves your existing policies to RiskMind. Same carriers, same coverage, same premiums. From that day forward, your expiration date runs this calendar, this year and every year after.
If the move takes five minutes and changes nothing about your policies, what is keeping you where you are?
Three anonymized client stories ARIA flagged at renewal, before the claim landed. Each one shows the gap ARIA found, the fix ARIA placed, and the dollar amount the coverage paid when it got tested. Real dollars, not marketing adjectives.
Ransomware attack with sanctioned-actor attribution hit a customer-data vendor. Original cyber tower capped at $10M with a war exclusion. We found the gap during the 120-day renewal review, bound a $50M tower with affirmative carve-back, and the attack landed 4 months later. Fully covered.
$40M excess cyber tower + state-sponsored carve-back. $310K annual premium.
Contamination event across three production lots triggered a national recall. Original CGL excluded recall expense entirely. We had moved them to dedicated recall coverage 8 months prior. Retrieval, destruction, replacement, and brand rehabilitation all paid.
Stand-alone product recall policy. $185K annual premium.
Whistleblower triggered SEC enforcement. Standard E&O capped regulatory defense at $2M. Exhausted in 11 weeks. We had restructured the coverage to uncapped regulatory defense at renewal. The 18-month investigation closed with civil penalty only. Firm retained 100% of AUM.
Restructured to uncapped regulatory defense. $140K incremental premium.
Nothing leaves your browser. No score, no email, no follow-up. Just the commitments your current coverage should already be meeting.
A few details about your business and a private, encrypted vault opens. ARIA starts reading every page, and Ryan markets your account across 150+ carriers. Prefer to explore or talk first? Both doors are below.
Nothing binds until a licensed Risk Strategist signs the placement
ARIA · live across every page
