RiskMind reads every page of every policy you carry, names each gap with the policy page that proves it, then puts your program in front of 150+ carriers that compete for it. Ryan Gaston, a licensed Risk Strategist, answers for every placement personally.
“…only with respect to liability… caused, in whole or in part, by your acts or omissions … in the performance of your ongoing operations…”
The GC contract requires completed-operations coverage. This endorsement ends at job handover. A claim after that lands on the contractor alone.
A finance leader asks what happens to the board in a $10M lawsuit. We read the policy, name the layer that breaks, price the fix, and surface the carriers with appetite. ARIA, our reading engine, makes sure no page gets skipped. Cited to the policy page, in under a minute. A licensed Risk Strategist signs off before anything binds. ARIA never places coverage alone.
Illustrative scenario · Analytical insights, not coverage advice. Your advisor signs every bind.
Market-wide competition drives the price down. A page-by-page read keeps the coverage honest. You get both, or we haven't done the job.
Every policy read page by page. A dashboard your CFO can open any day of the year. Your renewal marketed in the open, where you can watch the carriers respond. Yours from the day the first coverage binds.
Your ransomware coverage voids on a sanctioned-actor attribution. Estimated uncovered exposure: $5M.
A renewal quote that lands two weeks before expiration is not a strategy, it is a deadline. One agent of record signature moves your account today, and from then on your expiration date runs this calendar. Read each step and ask whether it happened on your last renewal.
The agent of record letter moves your existing policies to RiskMind. Same carriers, same coverage, same premiums. From that day forward, your expiration date runs this calendar, this year and every year after.
If the move takes five minutes and changes nothing about your policies, what is keeping you where you are?
Three illustrative scenarios built on how commercial claims actually go wrong. Each shows the gap a page-by-page read catches, the fix that belongs on the policy, and what the difference is worth when a claim tests it. The numbers are illustrations; the policy mechanics are exactly real, and the day we read your forms, the findings are yours.
Ransomware attack with sanctioned-actor attribution hit a customer-data vendor. Original cyber tower capped at $10M with a war exclusion. We found the gap during the 120-day renewal review, bound a $50M tower with affirmative carve-back, and the attack landed 4 months later. Fully covered.
$40M excess cyber tower + state-sponsored carve-back. $310K annual premium.
Contamination event across three production lots triggered a national recall. Original CGL excluded recall expense entirely. We had moved them to dedicated recall coverage 8 months prior. Retrieval, destruction, replacement, and brand rehabilitation all paid.
Stand-alone product recall policy. $185K annual premium.
Whistleblower triggered SEC enforcement. Standard E&O capped regulatory defense at $2M. Exhausted in 11 weeks. We had restructured the coverage to uncapped regulatory defense at renewal. The 18-month investigation closed with civil penalty only. Firm retained 100% of AUM.
Restructured to uncapped regulatory defense. $140K incremental premium.
Pick your depth. Every instrument shows its result before asking who you are.
Your website graded A-F on the public read attackers run first, every finding explained.
Just a domain. No signup to see the grade.
Run it 60 secondsThe 60-Second Risk SnapshotThe three gaps that hit companies like yours most often, and the premium range peers pay.
Five facts about the business. No email required.
Run it 3 minutesThe 3-Minute Business Risk CheckupA preparedness score across your whole risk picture, with a prioritized action plan.
Your answers. Results before any contact details.
Run itNinety days before it, you get one market read for your industry, from me. Nothing else happens without you.
A few details about your business and a private, encrypted vault opens. Every page you send gets read, and Ryan markets your account across 150+ carriers. Prefer to explore or talk first? Both doors are below.
In writing, within 48 hours, free. If the read shows your current program is right, I will tell you to stay put, in writing. You lose nothing either way.
Nothing binds until a licensed Risk Strategist signs the placement
ARIA · live across every page
